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Writer's pictureJai prakash

TATA Business Cycle Fund NFO Review

Updated: Jul 18, 2021



TATA Mutual Fund has announced the launch of TATA Business Cycle fund. The scheme would be an open-ended scheme that will investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles. The NFO starting from 16th July 2021 and will end on 30th July 2021. The fund will reopen for continuous sale and repurchase within 5 business days of allotment.


INVESTMENT OBJECTIVE :

To generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.



THE INVESTMENT STRATEGIES :

Business cycles in an economy are typically characterized by the fluctuations in economic activity measured by real GDP growth and other macroeconomic variables. A business cycle is basically defined in terms of periods of expansion and contraction. During expansion, an economy experiences an increase in economic activity as evidenced by real GDP growth, industrial production etc. whereas during contraction, the pace of economic activity slows down. The business cycle is a critical determinant of equity sector performance over the intermediate term and the relative performance of equity market sectors typically tends to rotate as the overall economy shifts from one stage of the business cycle to the next, with different sectors assuming performance leadership in different economic phases

The Scheme would aim to deploy the business cycle approach to investing by identifying such economic trends and investing in the sectors and stocks that are likely to outperform at any given stage of business cycle in the economy. The fund manager will consider economic parameters (like Current Account Deficit, fiscal deficit, interest rates, inflation), investment indicators (like investment in capex, new projects cleared, etc.), business and consumer sentiment (purchasing manager index, business confidence index, sales of various consumer discretionary products, etc.) to decide on the expansion or contraction phase. For example, during period of expansion, the Scheme would aim to predominantly invest in stocks of companies in the cyclical sectors as they tend to outperform the broader market during expansionary phase. Similarly, during period of contraction the Scheme would look to invest in defensive sectors stocks or sectors that are less sensitive to changes in overall economic activity.

SCHEME BENCHMARK : Benchmark of the scheme will Nifty 500 TRI

ASSET ALLOCATION :

The asset allocation under the Scheme, under normal circumstances, will be as follows:


NFO Details :

Suitability : This product is suitable for investors who are seeking*:

  • Long Term Capital Appreciation

  • Investors seeking diversified portfolio which adapt quickly to the changing environment and change sectoral exposure based on the business cycles.

  • Investors seeking differentiated portfolio with greater sector concentration in terms of sector over/underweight as compared to diversified fund

  • Investors who have an investment tenure of 5 years or more should invest in this scheme

 
 

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

Note: The above information has been sourced from the Scheme Information Document provided by Tata Asset Management. To read the entire document,

Disclaimer: Jaiprakash (ARN/Distributor - 70524; brand name Vasundhra Investment ) is the

distributor of the mutual fund. Please consult your investment advisor before investing

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


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